I was thinking about how to continue this conversation and I was re-reading some of what John Wesley had to say on the subject. I decided to include it here.
John Wesley on Giving: Serving God with Mammon
John Wesley's wisdom for hard economic times: EARN all you can, SAVE all you can, and GIVE all you can.
A Sermon on Luke 16:9
"'The love of money,' we know, 'is the root of all evil;' but not the thing itself. The fault does not lie in the money, but in them that use it. It may be used ill: and what may not? But it may likewise be used well: It is full as applicable to the best, as to the worst uses. It is of unspeakable service to all civilized nations, in all the common affairs of life: It is a most compendious instrument of transacting all manner of business, and (if we use it according to Christian wisdom) of doing all manner of good."
"It is true, were man in a state of innocence, or were all men 'filled with the Holy Ghost,' so that, like the infant Church at Jerusalem, 'no man counted anything he had his own,' but 'distribution was made to everyone as he had need,' the use of it would be superseded; as we cannot conceive there is anything of the kind among the inhabitants of heaven. But, in the present state of mankind, it is an excellent gift of God, answering the noblest ends. In the hands of his children, it is food for the hungry, drink for the thirsty, raiment for the naked: It gives to the traveller and the stranger where to lay his head. By it we may supply the place of an husband to the widow, and of a father to the fatherless. We maybe a defence for the oppressed, a means of health to the sick, of ease to them that are in pain; it may be as eyes to the blind, as feet to the lame; yea, a lifter up from the gates of death!"
"It is therefore of the highest concern that all who fear God know how to employ this valuable talent; that they be instructed how it may answer these glorious ends, and in the highest degree. And, perhaps, all the instructions which are necessary for this may be reduced to three plain rules, by the exact observance whereof we may approve ourselves faithful stewards of 'the mammon of unrighteousness.'"
"The first of these is (he that heareth, let him understand!) 'Gain all you can.' Here we may speak like the children of the world: We meet them on their own ground. And it is our bounden duty to do this: We ought to gain all we can gain, without buying gold too dear, without paying more for it than it is worth. But this it is certain we ought not to do; we ought not to gain money at the expense of life, nor (which is in effect the same thing) at the expense of our health." …
"Having gained all you can, by honest wisdom and unwearied diligence, the second rule of Christian prudence is, 'Save all you can.' Do not throw the precious talent into the sea: Leave that folly to heathen philosophers. Do not throw it away in idle expenses, which is just the same as throwing it into the sea. Expend no part of it merely to gratify the desire of the flesh, the desire of the eye, or the pride of life." …
"But let not any man imagine that he has done anything, barely by going thus far, by 'gaining and saving all he can,' if he were to stop here. All this is nothing, if a man go not forward, if he does not point all this at a farther end. Nor, indeed, can a man properly be said to save anything, if he only lays it up. You may as well throw your money into the sea, as bury it in the earth. And you may as well bury it in the earth, as in your chest, or in the Bank of England. Not to use, is effectually to throw it away. If, therefore, you would indeed 'make yourselves friends of the mammon of unrighteousness,' add the Third rule to the two preceding. Having, First, gained all you can, and, Secondly saved all you can, Then 'give all you can.'" …
"I entreat you, in the name of the Lord Jesus, act up to the dignity of your calling! No more sloth! Whatsoever your hand findeth to do, do it with your might! No more waste! Cut off every expense which fashion, caprice, or flesh and blood demand! No more covetousness! But employ whatever God has entrusted you with, in doing good, all possible good, in every possible kind and degree to the household of faith, to all men! This is no small part of 'the wisdom of the just.' Give all ye have, as well as all ye are, a spiritual sacrifice to Him who withheld not from you his Son, his only Son: So 'laying up in store for yourselves a good foundation against the time to come, that ye may attain eternal life!'"
The full text of this sermon (The Use of Money, Sermon #50) appears in the United Methodist archives: http://gbgm-umc.org/umhistory/wesley/sermons/
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